Safe to spend
$846.32
this month
Income$3,200
Fixed spend$1,850
Savings$285
Spent since Mon$132.65
Based on the past 3 months
Budget progress — November
🏠 Housing
$1,350/ $1,350
🍽️ Food & Dining
$450/ $550
🚗 Transportation
$320/ $360
🛍️ Shopping
$220/ $315
🎬 Entertainment
$205/ $200
🏥 Health
$55/ $100
Accounts Add
BofA Checking$5,032
BofA Savings$1,105
Chase Credit–$1,265
Citi Cash Card–$210
Cash$1,234
Net cash$5,896
50 / 30 / 20
Needs
Target 50%
↑ 7% over
57%
Wants
Target 30%
↑ 2% over
32%
Savings
Target 20%
↓ 9% short
11%
Insights
Higher delivery spending
$87 on DoorDash & Uber Eats — $50 more than usual.
Unusual: $342 at Target
Higher than your typical Target purchases. Everything look right?
Transportation down $28
Working from home more? Whatever you're doing, it's working.
Subscriptions: $67.93/mo
Netflix, Hulu, Spotify, Disney+, YouTube. Consider auditing.
Cash flow
+$450
Net positive this month
Sep
Oct
Nov
Dec
Recent transactions View all →
Walmart
🥦 Groceries
Nov 30
$105.33
Shell
⛽ Gas
Nov 27
$41.29
Whole Foods
🥦 Groceries
Nov 26
$45.32
Apple
💻 Electronics
Nov 25
$874.99
Hammer Media
💼 Income
Nov 23
+$3,400
YouTube Premium
📺 Streaming
Nov 22
$13.99
Goals + Add
🛡️
Emergency Fund
$1,105/ $4,000
✈️
Vegas Vacation
$550/ $2,500
Ways to save
🥗
Lunch Prep
Pack 2 days/week → save ~$75/month.
🔄
Switch YouTube Annual
Save $28/year vs monthly billing.
Monthly income
$3,200
↑ 2% vs last month
Fixed spend
$1,850
→ No change
Savings this month
$285
↑ $62 vs October
Net cash position
$5,896
Across all accounts
Budget tracker — November
$3,125of $3,318
🏠 Housing
$1,350/ $1,350
🍽️ Food
$450/ $550
🚗 Transport
$320/ $360
🛍️ Shopping
$220/ $315
🎬 Entertainment
$205/ $200
Insights
Higher delivery spending this week
You spent $87 on DoorDash and Uber Eats — about $50 more than usual.
Unusual charge: $342 at Target
Higher than your typical purchases. Everything look right?
Transportation down $28 this week
Working from home more? It's working.
Cash flow — last 4 months
+$450
Net positive this month
Aug
Sep
Oct
Nov
Goals + Add
🛡️
Emergency Fund
$1,105/ $4,000
✈️
Vegas Vacation
$550/ $2,500
50/30/20 split
Needs
Target 50%
↑ 7% over
57%
Wants
Target 30%
↑ 2% over
32%
Savings
Target 20%
↓ 9% short
11%
All
Needs
Wants
Savings
November 2025 · $2,847 spent
Merchant Category Bucket Date Amount
1 of 8 · Nov 23–30
Walmart
November 30, 2025
$105.33
Category:
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MM
Michael Moran
Michael.Moran26@gmail.com
Member since November 2025
Subscription
Annual Plan
Active
Renews November 2026 · Auto-renew on
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Connected accounts + Add account
Bank of America Checking
•••• 9281
Connected
Bank of America Savings
•••• 8515
Connected
Chase Credit Card
•••• 0347
Connected
Citi Double Cash Card
•••• 8119
Connected
Manual accounts + Add
Cash
Manual entry
$1,234
Transaction detail
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Date
$0
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Business
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